Can you Have Both Commercial and Property Policies on the Same Property?

When it comes to owning a commercial property, it is always important to make sure that the property is insured to protect your investment. Without the right insurance policy, you can end up losing everything. For those in the Ft. Worth TX area, the agents with Main Street Independent Insurance can help you find the right commercial policy to protect your business.

Commercial Property Policies

There are a few different things to keep in mind when it comes to a commercial policy. Most commercial policies cover the actual business and possibly the health of employees and patrons of the business. This is a great way to make sure that if you do have a business that is open to the public, that your investment and your patrons are both safe.

With a property policy, the main thing covered is the property itself plus any named items. Property policies are not exactly right for commercial properties simply because they do not always cover the people that may be on the property. In most cases, a property policy is just going to insure the property listed and any buildings that might be there. If you have a commercial property you may be interested in a commercial property policy, however. This gives you the best of both types of insurance.

A commercial property policy is going to protect the business and its patrons as well as the property that is on the premises. This is a great policy to have if you are stuck between choosing one or the other.  For those in the Ft. Worth, TX area, the agents with Main Street Independent Insurance Agencies Inc. can help you determine what policy works best for you and what policy is going to best protect your commercial interests.