Commercial auto coverage is recommended if you use your vehicle for a significant amount of business activity. Don’t rely on your auto insurance to cover your vehicle or commercial fleet. A representative from Main Street Independent Insurance in Ft. Worth, TX can help you understand your options for commercial auto insurance.
What is Commercial Auto Insurance?
Commercial auto insurance has the same basic coverage as personal auto insurance, with some added protection for your business. It includes:
- Property damage pays for damage to another person’s vehicle in an accident caused while you or an employer is driving for business purposes.
- Bodily Injury covers medical expenses for third parties injured in an accident caused by you or an employee.
There are many other types of commercial auto insurance, and you may be able to get discounts for multiple vehicles. Ask your Main Street Independent Insurance representative about comprehension, collision, underinsured motorists, and other policies.
Who Needs Commercial Liability Insurance?
Anyone who has a business and uses a truck, van, or car for business purposes should consider commercial auto insurance. If you have a sizable fleet of company vehicles, you need commercial auto liability insurance.
Auto coverage is required for all vehicles in Texas. However, if your business requires CDL operators, you are required to have additional coverage. This might include motor carriers, freight brokers, and forwarders. Additionally, any vehicle transporting goods or passengers across state lines is mandated by federal law to have liability insurance.
Further, having auto liability insurance helps you avoid costly lawsuits.
Contact Main Street Independent Insurance in Ft. Worth, TX today for more information on how commercial auto insurance can protect your business assets. Call today to set up an appointment for a free quote.