Fort Worth, TX is a wonderful place to call home. It has a great location and fantastic amenities. You have access to highways that can take you all over the state. Main Street Independent Insurance Agencies Inc. in Ft. Worth, TX has been providing superior service to residents of the greater Fort Worth area for 11 years. We make sure you have coverage today as well as in the future.
In the state of Texas liability insurance is required. The requirement is 30/60/25. What this means is
- $30,000 in liability coverage for injuries per person
- $60,000 total liability per accident
- $25,000 in damage to property
This insurance is to protect other drivers and their property from you in the event you cause or are responsible for an accident. It does nothing for your vehicle. Chances are in an accident that involves damage to another vehicle, your vehicle will also sustain some damage. If you have a car loan or if you are leasing your vehicle, your lessor or lender is going to want to make sure their vehicle is protected. They will require that you carry additional insurance for that purpose.
Collision insurance cover damage to your vehicle. It has a deductible you will have to pay out of pocket but then the policy will pay to have your vehicle repaired or in the event, your vehicle is totaled, provide money allowing you to buy another car. Comprehensive is another type of coverage that protects your vehicle. Many things that damage your vehicle are things you can’t control. If your car is stolen or vandalized, crushed by a tree limb, or if you hit a deer these will be covered with comprehensive coverage.
Main Street Independent Insurance Agencies Inc. in Ft. Worth, TX can provide the auto insurance information you are looking for. Give us a call or stop by for a free quote.