Getting in an accident can be stressful. Yet, having a plan helps.
Main Street Independent Insurance Agencies Inc. knows the value of being prepared. Serving Ft. Worth, TX, the agency shares seven steps to follow immediately after an automobile accident.
It sounds simple, but an accident is already a highly-charged situation. No need to make it worse by worrying. Focus on the plan you’ve created.
Check for injuries
Personal safety should be a chief concern. Determine immediately if you, another driver, or any passengers are injured. If so, call 911. Avoid moving them and wait for emergency personnel to arrive.
Move vehicle safely
If possible, pull your vehicle to an area that doesn’t impede traffic. Turn on your hazard lights. Again, do not move or get out if it’s unsafe or there is an injury present.
Call the police
Even if not required, notifying the police helps protect your interests. Having a report may speed up the claims process.
You’ll want to collect some basic facts. Talk to the other driver to get their name, driver’s license, and any insurance information. Also, write down the other car’s make, model, and license plate number.
Document the accident
Record the accident’s time and location too. Photos and video are encouraged to accurately capture any damage. If there are witnesses, try to get their contact information as well.
Report the incident
Call your insurance agent right away. Doing this while still at the scene is preferred. If you can, they can walk you through the process and make sure you’ve gathered everything you need.
Call Main Street Independent Insurance Agencies Inc. today
These professionals offer more than just auto insurance to the Ft. Worth, TX area. If an accident does occur, their agents are only a phone call away.