If you have a vehicle, you know how important it is to have auto insurance. Auto insurance helps protect you financially when covered events occur. When you get your auto insurance through Main Street Independent Insurance Agencies Inc., serving Ft. Worth, TX, we can help you choose the best insurance for your needs.
Auto insurance comes in different types, including liability insurance. Our insurance professionals can answer your questions to help you choose a policy. Here’s what to know.
What Is Liability Auto Insurance?
Liability car insurance, also called liability only, is a type of car insurance that pays to repair or replace the other car if you cause an accident. Liability insurance does not pay to repair or replace your vehicle after a collision.
Why Get Liability Insurance?
Liability auto insurance is required by law. It also helps protect the other driver from expensive repairs if you cause a collision.
Should You Get More Insurance?
Liability insurance is generally the minimum required amount of insurance, but many people prefer to get more insurance for their vehicle. For example, collision insurance will pay to repair or replace your car when a collision occurs, regardless of fault. Collision insurance can make recovering from a collision easier and less stressful.
Another type of insurance, comprehensive insurance, can help repair or replace your vehicle when noncollision events (like theft) occur. If you would like your vehicle to have the maximum amount of insurance, consider getting these two types of policies.
Need Auto Insurance? Call Us
If you need auto insurance, the professionals at Main Street Independent Insurance Agencies Inc., serving Ft. Worth, TX, can help you. Call to speak with one of our insurance professionals.
