{"id":38,"date":"2019-02-28T03:00:00","date_gmt":"2019-02-28T15:00:00","guid":{"rendered":"https:\/\/www.themainstreetagency.com\/blog\/?p=38"},"modified":"2019-02-28T16:32:09","modified_gmt":"2019-02-28T22:32:09","slug":"is-having-auto-insurance-always-a-necessity","status":"publish","type":"post","link":"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/","title":{"rendered":"Is having auto insurance always a necessity?"},"content":{"rendered":"<p>Driving a car is a necessity for many people in the Ft. Worth, TX area. Most people that drive a car in this area are aware that they will need to have auto insurance in place at all times while they are driving. However, there are situations in which you do not necessarily need to have auto insurance on your car.<\/p>\n<p><strong>You Won&#8217;t Drive It<\/strong><\/p>\n<p>One situation in which you will not need to have car insurance in place is if you do not plan on driving your car. If you plan on having a car that will simply sit in your garage or sit in a storage unit, you do not necessarily need to have the minimum liability coverage. However, if you cancel car insurance when your vehicle is in storage, you could create a gap in your insurance history and will not have any coverage if the vehicle is damaged. Further, if you do take the car out of storage, you need to make sure that you have liability coverage in place the second it hits the road.&nbsp;<\/p>\n<p><strong>No Loan on the Vehicle<\/strong><\/p>\n<p>Another situation where you may not need auto insurance is if you do not have a loan. If you have a car that is going to simply sit in storage and is not collateral for any type of loan, there will not be a loan agreement that will require you to carry insurance.&nbsp;<\/p>\n<p>If you have a car in the Ft. Worth, TX area, the team at&nbsp;Main Street Independent Insurance will be able to help you to get a reliable insurance policy. When you meet with the team at&nbsp;Main Street Independent Insurance, you will receive help in picking a policy that provides you with the right level of protection. We also serve residents in Colorado as well.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Driving a car is a necessity for many people in the Ft. Worth, TX area. Most people that drive a car in this area are aware that they will need to have auto insurance in place at all times while they are driving. However, there are situations in which you do not necessarily need to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[5,6],"class_list":["post-38","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-ft-worth-tx","tag-main-street-independent-insurance-agencies-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Main Street Independent Insurance Agencies, Inc. |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Is having auto insurance always a necessity? | Blog | Main Street Independent Insurance Agencies, Inc.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2019-02-28T15:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2019-02-28T22:32:09+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Is having auto insurance always a necessity? | Blog | Main Street Independent Insurance Agencies, Inc.\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/is-having-auto-insurance-always-a-necessity\\\/#article\",\"name\":\"Is having auto insurance always a necessity? | Blog | Main Street Independent Insurance Agencies, Inc.\",\"headline\":\"Is having auto insurance always a necessity?\",\"author\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/#organization\"},\"datePublished\":\"2019-02-28T03:00:00-06:00\",\"dateModified\":\"2019-02-28T16:32:09-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/is-having-auto-insurance-always-a-necessity\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/is-having-auto-insurance-always-a-necessity\\\/#webpage\"},\"articleSection\":\"Auto Insurance, Ft. Worth TX, Main Street Independent Insurance Agencies Inc.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/is-having-auto-insurance-always-a-necessity\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"position\":2,\"name\":\"Auto Insurance\",\"item\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/category\\\/auto-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/is-having-auto-insurance-always-a-necessity\\\/#listItem\",\"name\":\"Is having auto insurance always a necessity?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/is-having-auto-insurance-always-a-necessity\\\/#listItem\",\"position\":3,\"name\":\"Is having auto insurance always a necessity?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/#organization\",\"name\":\"Blog | Main Street Independent Insurance Agencies, Inc.\",\"url\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/is-having-auto-insurance-always-a-necessity\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/is-having-auto-insurance-always-a-necessity\\\/#webpage\",\"url\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/is-having-auto-insurance-always-a-necessity\\\/\",\"name\":\"Is having auto insurance always a necessity? | Blog | Main Street Independent Insurance Agencies, Inc.\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/is-having-auto-insurance-always-a-necessity\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2019-02-28T03:00:00-06:00\",\"dateModified\":\"2019-02-28T16:32:09-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/\",\"name\":\"Blog | Main Street Independent Insurance Agencies, Inc.\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Is having auto insurance always a necessity? | Blog | Main Street Independent Insurance Agencies, Inc.","description":"","canonical_url":"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/#article","name":"Is having auto insurance always a necessity? | Blog | Main Street Independent Insurance Agencies, Inc.","headline":"Is having auto insurance always a necessity?","author":{"@id":"https:\/\/www.themainstreetagency.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.themainstreetagency.com\/blog\/#organization"},"datePublished":"2019-02-28T03:00:00-06:00","dateModified":"2019-02-28T16:32:09-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/#webpage"},"isPartOf":{"@id":"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/#webpage"},"articleSection":"Auto Insurance, Ft. Worth TX, Main Street Independent Insurance Agencies Inc."},{"@type":"BreadcrumbList","@id":"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.themainstreetagency.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.themainstreetagency.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.themainstreetagency.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.themainstreetagency.com\/blog\/category\/auto-insurance\/#listItem","position":2,"name":"Auto Insurance","item":"https:\/\/www.themainstreetagency.com\/blog\/category\/auto-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/#listItem","name":"Is having auto insurance always a necessity?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.themainstreetagency.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/#listItem","position":3,"name":"Is having auto insurance always a necessity?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.themainstreetagency.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.themainstreetagency.com\/blog\/#organization","name":"Blog | Main Street Independent Insurance Agencies, Inc.","url":"https:\/\/www.themainstreetagency.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.themainstreetagency.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.themainstreetagency.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/#webpage","url":"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/","name":"Is having auto insurance always a necessity? | Blog | Main Street Independent Insurance Agencies, Inc.","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.themainstreetagency.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/#breadcrumblist"},"author":{"@id":"https:\/\/www.themainstreetagency.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.themainstreetagency.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2019-02-28T03:00:00-06:00","dateModified":"2019-02-28T16:32:09-06:00"},{"@type":"WebSite","@id":"https:\/\/www.themainstreetagency.com\/blog\/#website","url":"https:\/\/www.themainstreetagency.com\/blog\/","name":"Blog | Main Street Independent Insurance Agencies, Inc.","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.themainstreetagency.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Main Street Independent Insurance Agencies, Inc. |","og:type":"article","og:title":"Is having auto insurance always a necessity? | Blog | Main Street Independent Insurance Agencies, Inc.","og:url":"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/","article:published_time":"2019-02-28T15:00:00+00:00","article:modified_time":"2019-02-28T22:32:09+00:00","twitter:card":"summary","twitter:title":"Is having auto insurance always a necessity? | Blog | Main Street Independent Insurance Agencies, Inc."},"aioseo_meta_data":{"post_id":"38","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 12:06:09","updated":"2025-06-04 11:48:16","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.themainstreetagency.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.themainstreetagency.com\/blog\/category\/auto-insurance\/\" title=\"Auto Insurance\">Auto Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tIs having auto insurance always a necessity?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.themainstreetagency.com\/blog"},{"label":"Auto Insurance","link":"https:\/\/www.themainstreetagency.com\/blog\/category\/auto-insurance\/"},{"label":"Is having auto insurance always a necessity?","link":"https:\/\/www.themainstreetagency.com\/blog\/is-having-auto-insurance-always-a-necessity\/"}],"_links":{"self":[{"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/posts\/38","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/comments?post=38"}],"version-history":[{"count":1,"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/posts\/38\/revisions"}],"predecessor-version":[{"id":39,"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/posts\/38\/revisions\/39"}],"wp:attachment":[{"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/media?parent=38"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/categories?post=38"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/tags?post=38"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}