{"id":144,"date":"2023-08-28T04:00:00","date_gmt":"2023-08-28T10:00:00","guid":{"rendered":"https:\/\/www.themainstreetagency.com\/blog\/?p=144"},"modified":"2023-08-28T12:04:15","modified_gmt":"2023-08-28T18:04:15","slug":"what-types-of-dwellings-does-home-insurance-cover","status":"publish","type":"post","link":"https:\/\/www.themainstreetagency.com\/blog\/what-types-of-dwellings-does-home-insurance-cover\/","title":{"rendered":"What Types of Dwellings Does Home Insurance Cover?"},"content":{"rendered":"<p>At Main Street Independent Insurance Agencies Inc. in Ft. Worth, TX, we offer home insurance policies covering various homes. From large ranch-style houses to cozy cottages, our policies protect a range of houses. If your home has a different kind of dwelling on the premises, you might wonder if a home insurance policy could cover it.&nbsp;<\/p>\n<p>While policies differ, we can offer&nbsp;general guidelines on&nbsp;structures home insurance typically covers. Naturally, this advice isn&#8217;t exhaustive. If you have a unique type of housing, you will want to consult an insurance agent to determine whether a traditional home insurance policy would cover your home. Even if home insurance doesn&#8217;t cover your home, there may be a better-suited form of insurance that ensures that your home is protected despite falling outside of home insurance regulations.<\/p>\n<h2><strong>What Kinds of Dwellings Do Home Insurance Policies Cover?<\/strong><\/h2>\n<p>Home insurance policies tend to cover a house as long as it meets the policy&#8217;s definitions and requirements. On top of the house, the home insurance policy typically provides coverage for garages, verandas, chimneys, decks, and related attachments to the house. If you have a second dwelling on your property, such as a small trailer or guest house, your home insurance policy probably won&#8217;t cover that structure. There might be other policies that provide coverage for it, though. This is why it&#8217;s a good idea to consult with the qualified professionals&nbsp;at our office while you&#8217;re in the process of selecting a new home insurance policy.<\/p>\n<p>To protect your home and related structures, call our office at Main Street Independent Insurance Agencies Inc. in Ft. Worth, TX today for more information.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>At Main Street Independent Insurance Agencies Inc. in Ft. Worth, TX, we offer home insurance policies covering various homes. From large ranch-style houses to cozy cottages, our policies protect a range of houses. If your home has a different kind of dwelling on the premises, you might wonder if a home insurance policy could cover [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,6],"class_list":["post-144","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-ft-worth-tx","tag-main-street-independent-insurance-agencies-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.themainstreetagency.com\/blog\/what-types-of-dwellings-does-home-insurance-cover\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Main Street Independent Insurance Agencies, Inc. |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"What Types of Dwellings Does Home Insurance Cover? | Blog | Main Street Independent Insurance Agencies, Inc.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.themainstreetagency.com\/blog\/what-types-of-dwellings-does-home-insurance-cover\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2023-08-28T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2023-08-28T18:04:15+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"What Types of Dwellings Does Home Insurance Cover? | Blog | Main Street Independent Insurance Agencies, Inc.\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/what-types-of-dwellings-does-home-insurance-cover\\\/#article\",\"name\":\"What Types of Dwellings Does Home Insurance Cover? | Blog | Main Street Independent Insurance Agencies, Inc.\",\"headline\":\"What Types of Dwellings Does Home Insurance Cover?\",\"author\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/#organization\"},\"datePublished\":\"2023-08-28T04:00:00-06:00\",\"dateModified\":\"2023-08-28T12:04:15-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/what-types-of-dwellings-does-home-insurance-cover\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/what-types-of-dwellings-does-home-insurance-cover\\\/#webpage\"},\"articleSection\":\"Home Insurance, Ft. 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