{"id":12,"date":"2018-01-31T03:00:00","date_gmt":"2018-01-31T15:00:00","guid":{"rendered":"https:\/\/www.themainstreetagency.com\/blog\/?p=12"},"modified":"2018-01-31T14:18:31","modified_gmt":"2018-01-31T20:18:31","slug":"does-a-commercial-policy-cover-work-vehicles-in-texas","status":"publish","type":"post","link":"https:\/\/www.themainstreetagency.com\/blog\/does-a-commercial-policy-cover-work-vehicles-in-texas\/","title":{"rendered":"Does A Commercial Policy Cover Work Vehicles In Texas?"},"content":{"rendered":"<p>A question that many Texas and Colorado businesses ask when they call Main Street Independent Insurance&nbsp;in Ft. Worth, TX, &quot;Does commercial insurance cover the autos used in the line of duty?&quot; Short answer: No,&nbsp;<strong><em>Commercial&nbsp;auto&nbsp;insurance<\/em><\/strong> does.<\/p>\n<h3><strong>The difference between commercial insurance and commercial auto<\/strong><\/h3>\n<p>The slightly longer answer is that this is generally going to be all part of the same package. It&#8217;s possible to buy your commercial insurance from one group and your commercial&nbsp;<em>auto<\/em>&nbsp;insurance from another, but you&#8217;ll probably save yourself some time and effort&nbsp;and have one less bill to keep track of each month if you buy both through the same provider.<\/p>\n<p>Before you ask: Commercial auto insurance isn&#8217;t enough. Even if you do your work exclusively on the road, driving a truck, running a delivery service, or being a form of transportation, you&#8217;re probably going to need commercial insurance in addition to your commercial auto insurance. If someone slips and falls at your home, and they can prove that you have a home office for your business, then you&#8217;ve got a commercial insurance case on your hands, not a commercial auto insurance case. If you run a business, you need a commercial insurance policy. If your business involves driving, then you need a commercial insurance policy&nbsp;<em>and&nbsp;<\/em>a commercial auto insurance policy.<\/p>\n<p>If there&#8217;s anything else you need to know, or you&#8217;re ready to get covered, give Main Street Independent Insurance a call and see what we can do for you. You can&#8217;t run a business without getting some coverage to keep you safe out there, whether or not you&#8217;re on the road. So stay safe and stay covered.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A question that many Texas and Colorado businesses ask when they call Main Street Independent Insurance&nbsp;in Ft. Worth, TX, &quot;Does commercial insurance cover the autos used in the line of duty?&quot; Short answer: No,&nbsp;Commercial&nbsp;auto&nbsp;insurance does. The difference between commercial insurance and commercial auto The slightly longer answer is that this is generally going to be [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,7],"class_list":["post-12","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-ft-worth-tx","tag-main-street-independent-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/posts\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":1,"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/posts\/12\/revisions"}],"predecessor-version":[{"id":13,"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/posts\/12\/revisions\/13"}],"wp:attachment":[{"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/media?parent=12"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/categories?post=12"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.themainstreetagency.com\/blog\/wp-json\/wp\/v2\/tags?post=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}