{"id":12,"date":"2018-01-31T03:00:00","date_gmt":"2018-01-31T15:00:00","guid":{"rendered":"https:\/\/www.themainstreetagency.com\/blog\/?p=12"},"modified":"2018-01-31T14:18:31","modified_gmt":"2018-01-31T20:18:31","slug":"does-a-commercial-policy-cover-work-vehicles-in-texas","status":"publish","type":"post","link":"https:\/\/www.themainstreetagency.com\/blog\/does-a-commercial-policy-cover-work-vehicles-in-texas\/","title":{"rendered":"Does A Commercial Policy Cover Work Vehicles In Texas?"},"content":{"rendered":"<p>A question that many Texas and Colorado businesses ask when they call Main Street Independent Insurance&nbsp;in Ft. Worth, TX, &quot;Does commercial insurance cover the autos used in the line of duty?&quot; Short answer: No,&nbsp;<strong><em>Commercial&nbsp;auto&nbsp;insurance<\/em><\/strong> does.<\/p>\n<h3><strong>The difference between commercial insurance and commercial auto<\/strong><\/h3>\n<p>The slightly longer answer is that this is generally going to be all part of the same package. It&#8217;s possible to buy your commercial insurance from one group and your commercial&nbsp;<em>auto<\/em>&nbsp;insurance from another, but you&#8217;ll probably save yourself some time and effort&nbsp;and have one less bill to keep track of each month if you buy both through the same provider.<\/p>\n<p>Before you ask: Commercial auto insurance isn&#8217;t enough. Even if you do your work exclusively on the road, driving a truck, running a delivery service, or being a form of transportation, you&#8217;re probably going to need commercial insurance in addition to your commercial auto insurance. If someone slips and falls at your home, and they can prove that you have a home office for your business, then you&#8217;ve got a commercial insurance case on your hands, not a commercial auto insurance case. If you run a business, you need a commercial insurance policy. If your business involves driving, then you need a commercial insurance policy&nbsp;<em>and&nbsp;<\/em>a commercial auto insurance policy.<\/p>\n<p>If there&#8217;s anything else you need to know, or you&#8217;re ready to get covered, give Main Street Independent Insurance a call and see what we can do for you. You can&#8217;t run a business without getting some coverage to keep you safe out there, whether or not you&#8217;re on the road. So stay safe and stay covered.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A question that many Texas and Colorado businesses ask when they call Main Street Independent Insurance&nbsp;in Ft. Worth, TX, &quot;Does commercial insurance cover the autos used in the line of duty?&quot; Short answer: No,&nbsp;Commercial&nbsp;auto&nbsp;insurance does. The difference between commercial insurance and commercial auto The slightly longer answer is that this is generally going to be [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,7],"class_list":["post-12","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-ft-worth-tx","tag-main-street-independent-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.themainstreetagency.com\/blog\/does-a-commercial-policy-cover-work-vehicles-in-texas\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Main Street Independent Insurance Agencies, Inc. |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Does A Commercial Policy Cover Work Vehicles In Texas? | Blog | Main Street Independent Insurance Agencies, Inc.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.themainstreetagency.com\/blog\/does-a-commercial-policy-cover-work-vehicles-in-texas\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2018-01-31T15:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2018-01-31T20:18:31+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Does A Commercial Policy Cover Work Vehicles In Texas? | Blog | Main Street Independent Insurance Agencies, Inc.\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/does-a-commercial-policy-cover-work-vehicles-in-texas\\\/#article\",\"name\":\"Does A Commercial Policy Cover Work Vehicles In Texas? | Blog | Main Street Independent Insurance Agencies, Inc.\",\"headline\":\"Does A Commercial Policy Cover Work Vehicles In Texas?\",\"author\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/#organization\"},\"datePublished\":\"2018-01-31T03:00:00-06:00\",\"dateModified\":\"2018-01-31T14:18:31-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/does-a-commercial-policy-cover-work-vehicles-in-texas\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.themainstreetagency.com\\\/blog\\\/does-a-commercial-policy-cover-work-vehicles-in-texas\\\/#webpage\"},\"articleSection\":\"Insurance, Ft. 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